These General Terms and Conditions (T&Cs) apply to all deliveries and services (e.g., events) provided by CALMFIDENCE WORLD MAGAZINE (hereinafter referred to as "CWM") to consumers.

A consumer is any natural person who enters into a legal transaction for purposes that are predominantly outside their trade, business, or independent professional activities.

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For business customers: If the business customer uses conflicting or supplementary General Terms and Conditions, their validity is hereby expressly rejected.

They will only become part of the contract if CALMFIDENCE has expressly agreed to them.

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Contracting Party

Contracts are concluded with CALMFIDENCE WORLD MAGAZINE, represented by Isabelle Griffin, Hartung Strasse 16, 20149 Hamburg.

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Additional Disclaimers

• Third-Party Content: Links to third-party sites do not imply endorsement, and CWM does not control the accuracy, completeness, or reliability of third-party content.

• No Warranties: The site and its content are provided "as is" without any warranties. CWM disclaims all implied warranties of merchantability or fitness for a particular purpose.

• Limitations: We do not guarantee uninterrupted access, error corrections, or the absence of harmful components like viruses.

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At Calmfidence World Magazine, we aim to inform and inspire, but we’re not here to offer medical advice or treatment. All the content you’ll find here is for informational purposes only and should not replace guidance from a qualified professional. If you have any concerns about your health or require advice regarding diagnosis or treatment, we recommend consulting with a doctor or other healthcare specialist. The information we share isn’t a substitute for personalised medical care, and the claims made about specific services or products are not intended to diagnose, treat, cure, or prevent any illness.

Take what resonates, explore with curiosity, and always prioritise your health and wellbeing with the support of trusted professionals.

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Conclusion of Contract

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1. The presentation of products in the online shop does not constitute a legally binding offer but merely an invitation to order (invitatio ad offerendum).

2. By clicking the button [Place Order], you submit a binding order for the goods listed on the order page. Your purchase contract is concluded when we accept your order by sending an order confirmation via email immediately after receiving your order.

3. Paid services (e.g., events) can also be ordered by requesting an invoice. The contract is concluded upon payment or partial payment of the invoice.

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Right of Withdrawal

Unless otherwise agreed by the parties, the right of withdrawal does not apply to contracts for the delivery of newspapers, magazines, or illustrated publications, except for subscription contracts.

1. If you are a consumer, you are entitled to a right of withdrawal under statutory provisions.

2. If you, as a consumer, exercise your right of withdrawal under section 4.1, you are responsible for the regular costs of returning the goods and ensuring their condition for resale.

3. Otherwise, the rules for the right of withdrawal are detailed in the following withdrawal policy:

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Withdrawal Policy

You have the right to withdraw from this contract within fourteen days without providing any reason.

The withdrawal period is fourteen days from the day you, or a third party designated by you who is not the carrier, takes possession of the first item.

For paid services, the withdrawal period is 8 weeks before the event or the start of the event series.

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To exercise your right of withdrawal, you must inform us (CALMFIDENCE, Hartung Strasse 16, 20149 Hamburg) of your decision to withdraw from the contract by means of a clear statement (e.g., a letter sent by post or email).

To meet the withdrawal deadline, it is sufficient for you to send your communication regarding the exercise of the right of withdrawal before the withdrawal period expires.

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Effects of Withdrawal

If you withdraw from this contract, we will refund all payments we have received from you, including delivery costs (except for any additional costs arising if you chose a delivery method other than the cheapest standard delivery offered by us), without undue delay and at the latest within fourteen days from the day we receive your notice of withdrawal.

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You must return the item(s) to us without undue delay and, in any case, no later than fourteen days from the day on which you informed us of your withdrawal.

End of Withdrawal Policy -

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Prices and Shipping Costs

The applicable VAT is displayed for the respective products and services on our website. Any applicable shipping costs are shown during the ordering process.

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Subscription Renewal and Cancellation

Please note that semi-annual and annual subscriptions automatically renew for an additional 6 issues unless the subscription is cancelled in writing (e.g., via email to core@calmfidence.eu) before the end of the subscription period. Cancellation is possible up to one week before the publication date of the final issue of your subscription.

This does not apply to single issues (print or ePaper), vouchers (including their redemption), or event tickets.

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Online Commerce

Certain sections of this site may allow you to purchase various products and services provided by third parties. Please note that we are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services.

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When you make a purchase from a merchant on this site or via a linked site, information collected during your visit, including details such as your credit card number and contact information, may be gathered by both the merchant and CWM. Merchants may have distinct privacy and data collection practices. We accept no responsibility or liability for their independent policies.

Additionally, purchases made through the site may be subject to additional terms and conditions specific to those products or services. For more information, please consult the merchant's website, privacy policies, and terms or contact them directly. By making purchases from third parties, you release us and our affiliates from any claims or damages arising from such transactions.

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Third-Party Interactions

Your engagement, correspondence, or business dealings with third parties through the site, including payment and delivery of goods or services, are solely between you and the third party. CWM is not liable for any loss, damage, or issues arising from these interactions.

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You agree to:

• Take full financial responsibility for purchases made by you or on your behalf through this site.

• Only make purchases for legitimate, non-commercial purposes, avoiding speculative, false, or fraudulent transactions.

• Ensure purchases are made for yourself or authorised third parties, with express consent provided when required.

Sharing purchased materials is prohibited. Such sharing is considered unauthorised use of copyrighted material and may lead to legal action.

If payment for a service is declined (e.g., due to an expired credit card), access to premium materials will be automatically suspended. We will attempt to contact you to resolve the issue and restore access once billing is rectified.

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Interactive Features

This site may include features such as bulletin boards, blogs, chat rooms, and email services to enable real-time interaction and feedback. Users are solely responsible for the content they post.

Prohibited actions include but are not limited to:

1. Restricting or inhibiting other users from enjoying the site.

2. Impersonating individuals or misrepresenting affiliations.

3. Disrupting site functionality or violating security protocols.

4. Encouraging illegal activities or harm to individuals or property.

5. Posting unlawful, defamatory, obscene, or otherwise inappropriate content.

6. Sharing copyrighted material without permission.

7. Transmitting viruses or harmful components.

8. Using the site for advertising or solicitation without express written approval.

9. Collecting users’ personal information for marketing purposes.

CWM reserves the right to monitor, edit, or remove any content on public forums and may disclose such materials to comply with legal requirements or protect its interests.

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Registration and Passwords

Certain features may require registration, including providing accurate personal information. If inaccurate details are supplied, CWM reserves the right to suspend or terminate your account.

You are responsible for maintaining the confidentiality of your account and password and must notify us of any unauthorised access immediately. CWM is not liable for any damages arising from your failure to secure account information.

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Limitation of Liability

Under no circumstances shall CWM, its affiliates, or partners be liable for direct, indirect, incidental, or consequential damages resulting from site use, even if advised of potential damages.

Our services are intended for educational purposes only and do not constitute personalised financial, tax, legal, or investment advice. Always consult a professional before acting on information provided.

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Termination

CWM may terminate your access to the site at any time without notice. Restrictions regarding downloaded material and the limitations of liability will survive any termination of access.

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Refund Policy

Refund policies vary by product, service, or event and are specified at the time of purchase.

Copyright Infringement and DMCA

CWM respects intellectual property rights. If you believe your copyright has been infringed, please contact us with the necessary details as per the Digital Millennium Copyright Act (DMCA).

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Public Discussions

This website may host public discussions on various business valuation topics. Please note:

• Public Nature of Content: Any information you share in these discussions will become public. Avoid posting sensitive or private information.

• Risk of Information Misuse: Publicly disclosed information may be collected and used by others.

• Third-Party Actions: CWM is not responsible for the actions or policies of third parties who may use information shared in these forums.

• Neutral Position: CWM neither endorses nor opposes any content posted on the discussion boards.

• Policy Compliance: All users must adhere to the website's other published policies regarding public forum postings.

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Changes

CWM reserves the right to amend this statement at any time. Any updates will be noted in this section. For material changes, a notice will appear on the homepage for a specific period.

If you have questions about privacy or website practices, please contact us. Accessing the site in any manner, automated or otherwise, constitutes agreement to these terms of service.

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Terms of Service Updates

We reserve the right to revise these terms or introduce new conditions for using the site. Revised terms will be posted here, and continued site use implies acceptance of the updated terms.

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Our Limited Licence to You

This site and its materials are owned by us and/or our affiliates or licensors and protected under copyright, trademark, and other intellectual property laws.

• You may only use the site for personal, non-commercial purposes.

• You may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, or exploit the site’s materials in any way without explicit authorisation.

• You may download or print one copy of individual pages for personal, non-commercial use, provided copyright notices remain intact.

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Your Licence to Us

If you submit an article to CALMFIDENCE WORLD MAGAZINE, you grant us a worldwide licence to use, edit, distribute, and publicly display the material for promotional purposes.

• Articles may not be duplicated on other websites for SEO purposes unless first removed from CALMFIDENCE WORLD MAGAZINE.

• Authors retain the right to request the removal of their articles. Upon removal, our licence to use the content ceases, except for pre-existing marketing materials.

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CWM reserves the right to use or cease using any postings or contributions at its discretion.

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Linking and Framing

You may link to the site, provided it does not imply sponsorship or endorsement. However, you may not frame or inline-link the site’s content or incorporate it into another service without prior written permission.​

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Indemnification

You agree to defend, indemnify, and hold harmless CWM, its affiliates, and their representatives against any claims, damages, or expenses arising from your use of the site or breach of these terms.

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Governing Law

This agreement shall be governed by German law. Any disputes will be subject to binding arbitration in Germany.